Portfolio Mgmt Officer I- DFS (Alpharetta, Concord, or Irvine)

Company Name:
Bank of America Corp.
Title: Portfolio Mgmt Officer I- DFS (Alpharetta, Concord, or Irvine)
Location: GA-Alpharetta
Other Locations: US-CA-Concord, US-CA-IRVINE
The PMO is responsible for underwriting and structuring of straightforward credit transactions, primarily to existing clients with significant guidance from the Sr PMO/CPO/CPM. The PMO works on renewals/extensions, new exposures of lower complexity to existing clients and loan modifications (covenant waivers, amendments). The PMO also participates in the internal credit approval process and reviews and assists in the preparation of Term Sheets. The PMO reviews loan documentation and participates in the closing process including coordinating with Credit Services and involvement in documentation/closing discussions. The PMO acts as a general market resource at the discretion of the CPM for maintenance and monitoring responsibilities on smaller/straightforward credit relationships and performs such tasks as independently preparing and approving Financial Account Summary reports and under direction of credit team, make recommendations that mitigate risks or remedy exceptions. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. They report to the Credit Management & Admin Mgr and partner closely with CPOs and Credit Support Associates (CSA).
Required Skills
General qualifications include: a BS/BA degree, credit trained and 18 months experience and have a general understanding of financial analysis, structuring and underwriting. Also necessary are strong communication and solid analytical/technical skills.
Desired Skills
Auto industry experience
Basic Commercial Lending Training
Minimum of 6 hours Accounting with a grade of "C" or higher.
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